Affordable Quotes for Honda Accord Insurance in Lincoln

Astonishing but true, nearly 70% of drivers have stayed with the same insurance company for well over three years, and approximately 38% of consumers have never compared rates from other carriers. Nebraska drivers could save an average of as much as 30% each year by just shopping around, but they just don’t understand the benefits if they switched to a cheaper policy.

Insurance quote for Honda Accord in LincolnTruthfully, the best way to get the cheapest Honda Accord insurance is to compare prices regularly from companies that sell auto insurance in Lincoln. You can compare rates by following these steps.

An important note is that you’ll want to make sure you compare the same liability limits and deductibles on each quote and and to compare as many different insurance providers as possible. This provides the most accurate price comparison and the best rate selection.

All major insurance companies like Allstate, GEICO and Progressive provide prices directly from their websites. This process is easy for anyone as you simply type in the coverage amounts you desire into a form. After the form is submitted, their system makes automated requests for your credit score and driving record and returns a price determined by many factors.

Using the web to get quotes for Honda Accord insurance in Lincoln makes it easy to compare insurance prices and it’s very important to do this in order to get cheaper prices.

To compare rates now, compare rate quotes from the providers shown below. If you currently have coverage, we recommend you input the insurance coverages as shown on your current policy. This guarantees you will have rate comparison quotes based on the exact same insurance coverage.

The companies shown below are ready to provide comparison quotes in Nebraska. If multiple companies are listed, it’s highly recommended you visit two to three different companies to get a more complete price comparison.

Insurance in Nebraska serves several purposes

Despite the potentially high cost of Honda Accord insurance, insurance is required in Nebraska but also provides important benefits.

The benefits of insuring your Accord definitely exceed the price paid, especially with large liability claims. The average driver in Nebraska is currently overpaying as much as $800 each year so compare quotes from several companies at every renewal to make sure the price is not too high.

Rates and detailed analysis

The rate information displayed below showcases estimates of insurance costs for Honda Accord models. Having a better understanding of how auto insurance premiums are formulated can assist in making smart choices when comparing insurance quotes.

Honda Accord Insurance Rates in Lincoln, NE
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Accord LX 4-Dr Sedan $108 $198 $268 $16 $80 $670 $56
Accord EX 4-Dr Sedan $108 $198 $268 $16 $80 $670 $56
Accord LX-P 4-Dr Sedan $108 $198 $268 $16 $80 $670 $56
Accord EX-L 4-Dr Sedan $124 $240 $268 $16 $80 $728 $61
Accord EX 2-Dr Coupe $124 $284 $356 $22 $106 $892 $74
Accord LX-S 2-Dr Coupe $124 $284 $356 $22 $106 $892 $74
Accord EX-L 2-Dr Coupe $138 $284 $356 $22 $106 $906 $76
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Table data assumes married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Nebraska minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, multi-policy, and safe-driver. Premium amounts do not factor in your specific Lincoln location which can increase or decrease coverage prices considerably.

The information below demonstrates how deductibles and can affect Honda Accord insurance costs for different age groups of insureds. The price estimates are based on a single male driver, comprehensive and collision coverage, and no policy discounts are applied.

Annual premiums comparing men and women

The information below shows the difference between Honda Accord insurance costs for male and female drivers. The price estimates are based on no claims or driving citations, comprehensive and collision coverage, $500 deductibles, marital status is single, and no discounts are taken into consideration.

Does it make sense to buy full coverage?

The example below illustrates the comparison of Honda Accord yearly insurance costs when comparing full coverage to liability only. The data is based on no driving violations, no at-fault accidents, $100 deductibles, single status, and no discounts are applied.

Should you pay for full coverage?

There is no set rule of when to stop paying for comp and collision coverage, but there is a guideline you can consider. If the yearly cost of comp and collision coverage is more than about 10% of the settlement you would receive from your company, the it may be a good time to stop paying for full coverage.

For example, let’s say your Honda Accord settlement value is $7,000 and you have $1,000 deductibles. If your vehicle is totaled, you would only receive $6,000 after you pay the deductible. If you are currently paying more than $600 annually for physical damage coverage, then you might consider buying liability only.

There are some circumstances where dropping full coverage is not financially feasible. If you still have a loan on your vehicle, you have to carry full coverage as part of the loan conditions. Also, if you cannot afford to purchase a different vehicle if your current one is totaled, you should keep full coverage in place.

Discounts can help lower rates on Honda Accord insurance in Lincoln

Companies that sell car insurance do not advertise every discount they offer very clearly, so here is a list both well-publicized and also the more inconspicuous discounts that you may qualify for. If you don’t get every credit available, you may be paying too high a price.Cheaper insurance with discounts

As a sidenote, many deductions do not apply to your bottom line cost. Most cut specific coverage prices like liability, collision or medical payments. Even though it appears you would end up receiving a 100% discount, nobody gets a free ride.

The diagram below shows the comparison of Honda Accord insurance premiums with and without discounts being applied to the rates. The rate quotes are based on a male driver, no violations or claims, Nebraska state minimum liability limits, comp and collision included, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, multi-policy, safe-driver, marriage, multi-car, and homeowner discounts applied.

A list of insurance companies and the discounts they provide are outlined below.

Check with each company or agent the best way to save money. Some discounts might not be offered on policies in your state. If you would like to choose from a list of insurers that offer many of these discounts in Nebraska, click this link.

How much car insurance do I need?

Keep in mind that when it comes to choosing proper insurance coverage for your personal vehicles, there isn’t really a cookie cutter policy. Your needs are not the same as everyone else’s and your policy should reflect that.Higher deductibles save money
Here are some questions about coverages that might help in determining if your situation would benefit from professional advice.

If you can’t answer these questions but a few of them apply then you might want to talk to an agent. If you want to speak to an agent in your area, take a second and complete this form or click here for a list of car insurance companies in your area.